Joining and Membership Terms and Conditions • Membership Application Form (or: click here to join online) • Junior Membership Application Form • Membership Terms and Conditions Applying for a Loan • Loan Application form (or: click here to apply online) • Guidance notes for completing the loan application form • Loan Agreement • Lending Policy, February 2025 • Loan Products and Interest Rates, from February 2024 Other forms • Benefit Payment Form • Standing Order Mandate • Change of Address Form Policies • Bank Transfers Policy, May 2023 Documents for download • Complaints Policy and Procedure